2018 bear market: mid 20s. ” I’ll just eat ramen noodles sell my car, work 80 hrs a week!! And Go all in!! I’ll be ready for the bounce!!!, Yolo baby!!”

2026 bear market: mid 30s. “Eat ramen?? That is horrible for my health. Sell my car?? No ,, It is cold outside and I refuse to walk 18 blocks and take two busses to work. My time is limited and precious. Work 80 hrs a week?? And enjoy life when when I’m 45?? I’m good, I’ll just DCA a couple of bucks a month. Now that I’m older I’m less susceptible to propaganda and I understand that there are no guarantees in these markets. And I realize that time is a limited commodity”

Bonus: Can’t give up the comforts and lifestyle creep gained from the 2021 bull run. I haven’t been able to go “all in” since. Too much sacrifice that I can’t afford to do anymore (from a time perspective)

Has your Bear market approach changed as you’ve gotten older??

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