what i spent;

platform A: 2,800$ total platform B: 2,600$ total mix of online purchases, some atm withdrawals on platform A

platform A fees;

card issuance: 10$ one time crypto conversion: 1% every transaction fx markup: 1.2% on top atm withdrawal: pulled 400$ cash, paid 2% (8$) total fees: 10$ + 28$ conversion + 34$ fx + 8$ atm =80$

platform B fees;

card issuance: 0$ payment fee: 2% flat no atm (app only for online/tap to pay) total fees: 52$

where platform A won; atm withdrawals (palform B doesnt do this), higher limits (100k per transaction if you need that), physical card option where platform B won; way lower fees overall, connects to my own wallet (platform A is custodial), apple pay integration is clean

tldr

if you need atm cash = platform A if you just want cheap online payments = platform B saved me 28$ on similar spend

submitted by /u/AetherGripX [link] [comments]r/CryptoCurrencyRead More

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