I have $2K USDC in a custodial account that I want to convert to USD without KYC.
My only working method so far has been:
Buy a prepaid USD card on Bitrefill using USDC (1.5% fee + 30 cents network). $500/day limit for guest users, not a problem. Top up my Wise USD with debit card above (1.25% fee) DoneIt works, but it’s 2.75% lost in fees. It’s not the worst as some P2P and platforms ask for ridiculous 5%+ fees. Also, I believe it’s riskier and more “shady” to sell USDC to a random Joe and have him send me a Wise transfer in USD. What if his money is “tainted”? This would end up flagging my Wise account for nothing!
I know I need to provide my full name for the debit card and it’s OK. That USDC is legit and clean.
I don’t want KYC platforms because I don’t want to upload 1001 documents, risk their “fraud system” flagging my account, and need to wait weeks to solve things, etc. Also, I would have 2 jobs: create and delete the account, as I would not want to keep it.
Does anyone have another good and cheap non-KYC method to convert USDC to USD in Europe?
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