More than 53,000 mortgages have been completed using scheme, which encourages lenders to offer up to 95% loans

100% mortgages are back – will they work for you?

A government scheme to encourage UK lenders to offer 95% mortgages is scheduled to end this month, with no word yet on when its replacement will be launched.

The mortgage guarantee scheme went live in April 2021 to help buyers with small deposits get on the property ladder.

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