Older guy here, not very technical, so bear with me. Got into crypto in 2021, got burned a little when Celsius went under, like a lot of people. Pulled everything into a hardware wallet after that and told myself never again.

Problem is the coins just sit there. I’m not trading, I’m not doing DeFi stuff, I don’t understand half of it honestly. So this year I put a small part back on one of those platforms that pays interest. Small enough that if it disappears I’d be annoyed, not ruined. Withdrawals have worked every time so far, that’s really the only thing I check.

Not trying to convince anyone, I know the “not your keys” argument and I mostly agree with it. Just curious how other people handle this in 2026. Did you go full cold storage and stay there? Or do you keep a slice somewhere earning something, and if so, what made you comfortable with it? And for those who pulled out, what was the trigger?

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