My own research has only led me to confusion; I may be stupid, but I think it’s fair to say this all really complicated.

Look, if I deposit $500/w into Ether.Fi, and I stake it as sETHFI, can I expect a (10% APY) 0.19% weekly return?

Can I assume it safe to spend 20% worth of my deposits (max LTV) weekly, and be charged 0.07% weekly interest (4% APR)?

The difference between 10% APY staking income, and 4% APR borrowing interest, means I should get a 6% annual return on my deposits at 100% LTV?

My deposits should sum up to 100% of their initial value (if underlying were to remain stable), and my borrowed money should be submitted by

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